Calculator

Off-plan payment planner: deposit to final deed

Enter the price, the deposit, any stage payments and the dates you expect. The planner lays them out on a timeline and works out the balance due on the deed. It is arithmetic on your numbers, nothing more; your contract decides what is actually due.

Purchase price (€)

Deposit on promise of sale (%)

Promise of sale date

Expected final deed date

Stage payments before the deed (optional)

Add a stage

Enter the price to build the timeline.

Dates that matter in law

• The promise of sale must be notified to the Commissioner for Tax and Customs, through a notary or advocate, within 21 days of signing, and an extension within 21 days of the extension. Source: Duty on Documents and Transfers Rules (S.L. 364.06), rule 10, checked 22 Oct 2026.
• A promise of sale lapses at the end of the agreed period or, if none was agreed, three months from the day the sale could be carried out, unless the buyer formally calls on the seller to complete. Source: Civil Code (Cap. 16), article 1357 (promise to sell), checked 22 Oct 2026.
• The Housing Authority describes 10% as the down payment usually required on signing. Source: 10% Deposit Scheme, checked 22 Oct 2026.

See the promise of sale guide for the clauses that set these dates, and the cost to own calculator for duty and fees.